AmBank AmMoneyLine

  • Loan amount up to 2k-100k
  • Tenure 1-8 Years
  • Age 21-60 Years
  • Min Income 24k
  • Gov. Employee, GLC & Private sector
  • 48 hours

Borrow RM Monthly Repayment

Interest Rate

How Long
My monthly income
As a

AmBank AmMoneyLine

Personal loans made easy with zero processing fees and low monthly repayments. Cash disbursed in 24 hours.

  • Financing up to RM100k
  • Up to 8 years tenure
  • Unsecured Loan
  • 48 hours approval


Interest Rates

How much the bank charges you based on your loan amount & loan period


You borrow                        Loan Period            Your Income                  Interest Rate

RM2000 – RM100000        12 to 96 months       min. RM24000                8% p.a.


Fees & Charges

There are always fees but how much are they?


Interest Rate / APR- As low as 8% p.a., depending on loan amount and period

Late Penalty Fee -1% from current outstanding amount



Are you eligible for this personal loan?


Minimum annual income - RM24000

Minimum age -21 years old

Maximum age - 60 years old

Who can Apply -Malaysians


Frequently Asked Questions about AmBank AmMoneyLine

Things you might want to know


How much money can I borrow?

AmMoneyLine personal loans range from RM2,000 to RM100,000 with repayment terms between one and eight years. The interest rate you are offered will be subject to your application credit check.


How much does an AmBank AmMoneyLine Personal Loan cost?

AmMoneyLine does not charge any loan processing fees. You will need to pay Government Stamp Duty which is calculated as 0.55% of the total amount you borrow.


What do I need to apply for AmMoneyLine Personal Loan?

As this is an unsecured personal loan you will not need to provide a guarantor or down payment. To make an application you will be asked to provide supporting documents:


Salaried Employee

  • Copy of MyKad (front and back)
  • Last three month’s payment slips or EPF statements.
  • Last three month’s bank savings account passbook or current/savings account statement.



  • Business Registration Certificate (must be at least two years old).
  • Last six month’s bank statements
  • Most recent Form B from the Inland Revenue Board
  • Latest EPF form.


How do I get my hands on the money?

An AmMoneyLine personal loan application is usually processed within 48 hours. Once your application is approved the borrowed money will be transferred to the account of your choice.


How do I pay the money back?

Loan repayments start the first day of the month after you’ve received the money you are borrowing. Payments need to be made every month until the total amount of the loan is repaid.


You can make your loan payments by cheque or cash, AmBank does not demand standing instructions or salary deductions though you can set those up if you want to. If you make your payments on time each month you will be entitled to a 5% rebate on the interest charged every 13 th month.


Although AmMoneyLine is a flat rate personal loan, if you do not make your payments on time the Interest on missed payments will be compounded and added to the total amount outstanding, together with a 1% late payment fee.


Can I pay my AmMoneyline loan off early?

You can pay off your loan in full whenever you like but you will need to give one months notice, in writing, before you make your final payment. There are no penalty fees for early repayment.


What should I do if I am blacklisted on CCRIS?

Contrary to popular belief, CCRIS is not a ‘blacklist’ but a centralised database maintained by BNM with records of your entire credit history. It you start repaying your current debts and make regular monthly payments for all your bills, this will improve your credit rating.


The bank is more likely to approve your loan application if you can show that you are managing your personal finances, rather than accumulating more debt.