Bank Islam Personal Financing-i (Non-Package)

  • Loan amount up to 10k-150k
  • Tenure 1-10 Years
  • Age 18-60 Years
  • Min Income 42k
  • Private sector
  • A few business days

Borrow RM Monthly Repayment
RM


Interest Rate

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How Long
My monthly income
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Bank Islam Personal Financing-i (Non-Package)

An unsecured Islamic personal loan of up to 10 years for private sector under listed companies.

  • Interest Rate (p.a.) - 6.00% - 7.00%
  • Loan Tenure 1 - 10 years
  • Approval Duration Up to 5 business days
  • Min. monthly income RM3,500

 

 

What's so great about Bank Islam Personal Financing-i (Non-Package)?

  • Approved loan amount of up to RM150,000.
  • Interest rate starting at 6.00% per annum.
  • Applicant covered by Takaful protection.

 

Product Features

Min. financing amount

RM10,000

Max.financing amount

RM150,000

Min. loan tenure

1 year

Max. loan tenure

10 years

Islamic/Conventional

Islamic

Interest rate

Flat rate from 6.00% to 7.00% per annum

Approval duration

Up to 5 business days

Debt consolidation

No

 

Fees & Charges

 

One time set up

Processing fee

N/A

Stamp duty

As per Stamp Duty Act 1949 (Revised 1989)

Disbursement & misc. fee

N/A

 

 

 

Penalties

Early settlement

N/A

Late payment charges

1% on outstanding loan amount

 

 

Eligibility

Age requirement

Age 18 - 60

Employment eligibility

Private sector under listed companies.

Min. salary requirement

RM3,500 gross per month

Guarantor / Collateral requirement

N/A

 

 

Other Requirements

Need to open linked banked account?

Optional

Need to buy Takaful product?

Yes