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HSBC Amanah Personal Financing-i Loan amount up to 6k-250k Tenure: 7 Years Age 21-60 Years Min Income RM5,000.00 Monthly Gov. Employee, GLC & Private sector A few business days Borrow RM Monthly Repayment RM Interest Rate % How Long 6 Month 1 Year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years My monthly income As a Pentioner Employed Self-Employed Sivil Servant / GLC

HSBC Amanah Personal Financing-i

Hassle-free Islamic financing with no hidden fees, no guarantor, and affordable monthly payment. High financing up to RM250,000 for HSBC customers with RM5,000 minimum salary.

 

• • Financing up to RM250k
  • Up to 7 years tenure
  • Unsecured Islamic Financing

Fees & Charges

Requirements

Frequently Asked Questions about HSBC Amanah Personal Financing-i

HSBC Amanah Personal Financing-i is a Syariah compliant personal financing plan based on the concept of Commodity Murabahah. Your financing amount can be used for just about everything - pay for your child's college fees, family holiday, or hospital bills.

 

What is the financing amount?

You can finance from RM5,000 up to a maximum of RM250,000 at 4.88% p.a. for existing HSBC or HSBC Amanah customers. However, new-to-bank applicants can finance up to RM120,000.

Once you have established a credit history by making prompt payment, top-ups to your financing amount can be made in multiples of RM500 (subject to approval).

 

Do I need a guarantor or collateral?

You don’t have to pay a deposit, pledge any collateral, or need to bring along a guarantor for this financing plan.

 

Who is eligible to apply or the HSBC Amanah Personal Financing-i?

Anyone aged between 21 to 60, is a Malaysian or have PR status, and a monthly salary of no less than RM3,000 can apply for this financing.

The monthly salary of RM3,000 will apply to existing HSBC/ HSBC Amanah account holders. Otherwise, the minimum monthly salary required is RM5,000 per month.

 

How soon can I get the financing amount?

HSBC Amanah may take a few working days to process your application. You will get instant cash credited into your account with HSBC Amanah upon approval.

 

How do I pay the monthly payment?

Your payment schedule will be handed to you when your financing plan has been approved.

You will be required to open a savings or current account with HSBC Amanah, as the bank would prefer you to have a standing instruction to automatically deduct the monthly payment from the account - that way, you'll never be late!

 

Can I settle my financing early?

Yes, you can make early settlement at any point of time during the financing period. No penalty is imposed on the early settlement. However, HSBCwould require a 1 month notice.

 

What do I need to apply for HSBC Amanah Personal Financing-i?

If you are salaried, you will need the following documents:

Fixed Income	Variable Income
Copy of your Identification Card Submit ANY one of the following:- Photocopy of current or previous month’s payslip or bank statement showing at least 3 months salary credit into account Photocopy of latest Form BE with tax payment receipt attached, EA orEPF statement Photocopy of appointment (if employed less than 3 months)	Copy of your Identification Card Submit ANY one of the following:- Photocopy of latest 3 months payslip or bank statement showing at least 3 months salary credit into account Photocopy of latest Form BE with tax payment receipt attached or latest EPFstatement or Yearly Commission Statement from employer

If you are self-employed, you are required to prepare the following documents:

Self-employed
Copy of your Identification Card Submit ANY one of the following:- Photocopy of latest Form B with tax payment receipt or CP02 attached or the latest EPF statement Photocopy of audited financial statement or Profit and Loss account Photocopy of your Business Registration form

HSBC reserves the right to request for additional income document as deemed necessary.