RHB Islamic Bank Personal Financing-i for Private
An unsecured Islamic personal loan of up to 7 years for employees of private sector organizations, or self-employed individuals.
What's so great about RHB Islamic Bank Personal Financing-i for Private?
Product Features
Min. financing amount |
RM5,000 |
Max.financing amount |
- Up to 3.5x fixed monthly salary of RM18,000 – RM30,000 |
Min. loan tenure |
2 years |
Max. loan tenure |
7 years |
Islamic/Conventional |
Islamic |
Interest rate |
4.5% |
Approval duration |
Up to 5 business days |
Debt consolidation |
No |
Fees & Charges
One time set up |
|
Processing fee |
RM50 |
Stamp duty |
RM10 |
Disbursement & misc. fee |
RM30 |
Penalties |
|
Early settlement |
N/A |
Late payment charges |
1% on outstanding loan amount |
Eligibility
Age requirement |
Age 21 - 65 |
Employment eligibility |
Employees of private sector organizations, or self-employed individuals |
Min. salary requirement |
RM1,500 gross per month |
Guarantor / Collateral requirement |
N/A |
Other Requirements
Need to open linked banked account? |
Yes |
Need to buy Takaful product? |
Yes |