RHB Islamic Bank Personal Financing-i for Private

  • Loan amount 5k–200k
  • Tenure2-7Years
  • Age 21-65 Years
  • Min Income 18k
  • Private sector
  • A few business days

Borrow RM Monthly Repayment
RM


Interest Rate

%
How Long
My monthly income
As a

RHB Islamic Bank Personal Financing-i for Private

An unsecured Islamic personal loan of up to 7 years for employees of private sector organizations, or self-employed individuals.

  • Interest Rate (p.a.) - 4.5%
  • Loan Tenure - Upto 10 years
  • Approval Duration - Up to 5 business days
  • Min. monthly income - RM2,000.00

 

What's so great about RHB Islamic Bank Personal Financing-i for Private?

  • Approved loan amount of up to RM200,000.
  • Fixed interest rate of 1.18% per month.
  • Applicant covered by Takaful protection

Product Features

Min. financing amount

RM5,000

Max.financing amount

- Up to 3.5x fixed monthly salary of RM18,000 – RM30,000
- Up to 5.5x fixed month salary of RM30,000 and above
- Up to RM2,00,000

Min. loan tenure

2 years

Max. loan tenure

7 years

Islamic/Conventional

Islamic

Interest rate

4.5%

Approval duration

Up to 5 business days

Debt consolidation

No

 

Fees & Charges

One time set up

Processing fee

RM50

Stamp duty

RM10

Disbursement & misc. fee

RM30

 

 

Penalties

Early settlement

N/A

Late payment charges

1% on outstanding loan amount

 

Eligibility

Age requirement

Age 21 - 65

Employment eligibility

Employees of private sector organizations, or self-employed individuals

Min. salary requirement

RM1,500 gross per month

Guarantor / Collateral requirement

N/A

 

Other Requirements

Need to open linked banked account?

Yes

Need to buy Takaful product?

Yes