Standard Chartered Personal Financing-i

  • Loan amount 3k–150k
  • Tenure1-5Years
  • Age 21-65 Years
  • Min Income 24k
  • Gov. employee, GLV & private sectors
  • A few business days

Borrow RM Monthly Repayment

Interest Rate

How Long
My monthly income
As a

Standard Chartered Personal Financing-i

Simple and affordable Islamic personal loan with minimum terms and an attractive interest rate.

    • Financing up to RM150k
    • Up to 5 years tenure
    • Unsecured Islamic Financing



Interest Rates

How much the bank charges you based on your loan amount & loan period

Financing Value                    Financing Period       Your Income         Profit Rate

RM3000 – RM150000        12 to 60 months          min. RM24000    8.99% p.a.


Fees & Charges

There are always fees but how much are they?

Profit Rate / APR - As low as 8.99% p.a., depending on financing amount and period

Processing Fee - No Fee

Late Payment Charge - 1% from current outstanding amount



Are you eligible for this personal financing?

Minimum annual income - RM24000

Minimum age - 21 years old

Maximum age - 65 years old

Who can Apply - Malaysians


Frequently Asked Questions about Standard Chartered Personal Financing-i

Things you might want to know

How to apply for Standard Chartered Personal Financing-i


How much money can I borrow?

Standard Chartered Personal Financing-i provides lifestyle and business loans from RM3,000 to RM250,000 for periods of one to five years.


How much does this personal loan cost?

There are no application or processing fees for this Standard Charted Islamic loan. You will need to pay a Stamp Duty fee that amounts to 0.5% of the sum of your loan.


What do I need to apply for this personal loan?

There is no requirement to pay a deposit or find a guarantor for this Standard Chartered Personal Finance product. You will need to supply some personal documents with your application form:


Salaried Employee

  • Copy of NRIC (front and back).
  • Latest salary slip and bank statement.
  • Most recent EPF statement.
  • Latest submission to LHDN.


  • Copy of NRIC (front and back).
  • Previous six month’s bank statements.
  • Business Registration Form 9.
  • Most recent EPF statement.
  • Latest submission to LHDN.

How do I get my hands on the money?

Standard Chartered may take a few business days to process your personal loan application. Once the loan has been approved funds will be disbursed to the bank account of your choice.


How do I pay the money back?

Your repayment schedule will be detailed in your application approval document. In most cases payments begin the month following the date you receive your loan and continue at monthly intervals until the loan has been completely repaid.


Can I settle my Personal Financing-i facility before the agreement ends?

You can settle your loan whenever it suits you. There are no penalty fees for early termination of the agreement though Standard Chartered reserves the right to charge you for any costs, fees or interest incurred in connection with the cancellation.


Is this Standard Chartered loan Syariah compliant?

Yes, this loan product conforms to the concept of commodity Murabahah.