UOB Personal Loan

  • Loan amount 5k–100k
  • Tenure1-5Years
  • Age 21-55 Years
  • Min Income 24k
  • Gov. employee, GLV & private sectors
  • A few business days

Borrow RM Monthly Repayment
RM


Interest Rate

%
How Long
My monthly income
As a

UOB Personal Loan

An unsecured personal loan of up to 5 years for Government servants, employees of private sector organizations, and self-employed individuals.

 

  • Interest Rate (p.a.) - 9.99% - 11.99%
  • Loan Tenure - 1 - 5 years
  • Approval Duration - Up to 7 business days
  • Min. monthly income
  • RM2,000

 

What's so great about UOB Personal Loan?

  • Approved loan amount of up to RM100,000
  • Fixed interest rate starting at 0.83% per month
  • No guarantor or collateral required
  •  

Product Features

Min. financing amount

RM5,000

Max.financing amount

Up to 5x fixed monthly salary or up to RM100,000 (salaried

applicants) / RM50,000 (self-employed applicants)

Min. loan tenure

1

Max. loan tenure

5

Islamic/Conventional

Conventional

Interest rate

Fixed rate of 9.99% – 11.99% per annum

Approval duration

Up to 7 business days

Debt consolidation

No

 

Fees & Charges

One time set up

Processing fee

N/A

Stamp duty

0.5% on loan amount

Disbursement & misc. fee

N/A

 

 

Penalties

Early settlement

3% on outstanding loan amount or RM300, whichever is higher

Late payment charges

1% on outstanding loan amount or RM10 per day, whichever is higher

 

Eligibility

Age requirement

Age 21 - 55

Employment eligibility

Government servants, employees of private sector organization, or self-employed individuals

Min. salary requirement

RM2,000 gross per month

Guarantor / Collateral requirement

N/A

 

Other Requirements

Need to open linked banked account?

No

Need to buy Takaful product?

No